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5th June 2011
09:05am BST

A couple in Florida wrongly accused of owing a bank money seize the bank's assests, including desks, computers and money in the tills.
Banks are quick to act if you don't keep up repayments on your mortgage, but what if they're the ones who mess up?
Here in Ireland we've experience of banks getting it wrong and getting away with it, but over in Florida one pair of homeowners were able to enact a bit of sweet revenge on their local Bank of America branch.
Their bank had been making demands on Maureen Nyergers and her husband, insisting that they'd defaulted on their mortgage, filing a foreclosure order on their home.
The only flaw in this being that the couple didn't owe a penny. In fact, they paid for their house in one lump sum and had never had a mortgage to default on in the first case.
Fees
They had to go to court to defend themselves, where common sense prevailed and the judge found in their favour, ordering the bank to pay the couple's legal fees.
And that's when the tables started to turn.
Despite repeated demands, the Collier County bank failed to pay its debts. So the Nyergers lawyer obtained an order to seize the banks assets, marching into the place with a number of Sheriff's deputies and removal men.
The lawyer, Todd Allen, gave instructions for the removal of desks, copiers, filing cabinets and any cash in the drawers.
After about an hour of being locked out of the bank, the bank manager coughed up a cheque for the outstanding legal fees.
"As a foreclosure defence attorney this is sweet justice," Allen later said.

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